Aeropay is a bank‑to‑bank (ACH) digital payment platform tailored for high‑risk industries like cannabis. It enables dispensaries to accept payments via secure ACH transfers or QR‑based bank linking, fully compliant with federal and state banking laws. Because Visa and Mastercard prohibit cannabis transactions, Aeropay fills a critical gap for retailers who want a cashless checkout option.
Core Features & Benefits
1. Fully compliant, bank-level security
Aeropay launched with compliance as a core pillar—not as an afterthought—offering strong anti‑fraud, BSA/AML monitoring, and encryption. It connects to over 12,000 banks via its Aerosync aggregator.
2. Seamless integration with cannabis POS & delivery platforms
- Partners like Flourish embed Aeropay into their POS, enabling in-store/external payments and even boosting consumer spend by ~25%.
- Collaborations with platforms like Dispense and Flyhi add online pre-pay and home delivery options.
3. Multi-channel checkout experience
Whether scanning a QR code in-store, receiving a payment link via text/email, or pre-paying online, Aeropay offers flexible omnichannel payment options.
4. Fast settlement & payouts
Merchants enjoy same or next‑day funding (even weekends), reducing the risk and inefficiency compared to managing cash.
Why Dispensaries Are Integrating Aeropay
- Mitigating cash management headaches
Handling and storing large sums of cash poses security, logistical, and regulatory challenges. Aeropay offers a safer, more efficient alternative, greatly reducing risk of theft and human error. - Enhancing customer convenience
Customers avoid ATM fees, delays, and the hassle of carrying cash. Instead, they link their bank account in 15 seconds, paying instantly at checkout or pre-paying for curbside/delivery—fully digital. - Seamless consumer home delivery
With partners like Flyhi and Dispense, Aeropay supports e‑commerce checkout and integrated delivery routing—including tip features and transaction tracking. - Boosting average basket size
Studies show a 25% increase in consumer spend, plus a 37% rise in repeat online orders, thanks to frictionless, one-click payment. - Reducing fraud and chargebacks
ACH payments eliminate chargebacks. Aeropay uses machine learning to minimize declines and fraud, while ensuring funds always reach the merchant.
Real‑World Feedback
From dispensary operators (via G2):
“Customers wanting to pay with Apple Pay which we don’t accept. We now offer the wider spectrum of payment options.”
“Next-day payouts. Only option for delivery.”
Also positive reviews emphasize streamlined onboarding, vendor support, and operational relief.
Customer experiences (via Trustpilot):
“Aeropay makes it incredibly convenient to make purchases without having to worry about needing cash.”
“I love being able to pay ahead of my dispensary pickup. After prepaying with Aeropay the pickup process is very efficient and fast.”
There are occasional concerns such as delayed customer support or blocked payments—but overall sentiment is favorable.
Additional Integrations Worth Noting
- CannaHauler: Integrates Aeropay into cannabis transport logistics to allow invoicing and payment upon delivery drop‑off, eliminating cash in supply-chain handoffs.
- KindTap: Now available alongside Aeropay at shops like The Source, offering ACH payments plus digital “buy-now-pay-later” credit for up to $1,500 with competitive APR, expanding customer payment flexibility.
Conclusion
Aeropay offers a targeted, secure, and compliant digital payment method that addresses the unique needs of cannabis dispensaries. Its seamless integration across in‑store, pre‑pay, and delivery channels helps eliminate cash-driven risks, improve operational efficiency, increase consumer spending, and enhance customer experience. While no solution is perfect—some users report support delays and occasional declines—the overall industry consensus places Aeropay as a vital tool in the cannabis retailer’s toolkit.
If you’re a dispensary operator struggling with cash volumes or seeking to elevate your delivery and loyalty programs, Aeropay offers a solid foundation—and integration partners make implementation straightforward.
Discover: The Cannabis Cash Trap: Navigating Banking and Payment Challenges in U.S. Delivery Services